Different types of property damage create different claim challenges. Choose your claim type below to see what’s commonly missed.
Hail damage is often under-scoped when impacts, slopes, or collateral items aren’t documented clearly. A second opinion helps confirm what’s damaged and what repairs actually require.
Wind losses can involve roof systems, siding, windows, and water intrusion that shows up later. We document the full scope so the claim reflects real repair needs.
Water claims depend on source, timing, and documentation. When those details aren’t clear, coverage disputes follow.
Fire losses involve more than visible burn damage. Smoke, soot, odor, and demolition scope are often minimized or missed.
Large storm losses involve multiple trades, sequencing, and code requirements. Structure keeps these claims from drifting.
Roof claims stall when the scope doesn’t reflect system requirements or the full extent of damage.
We examine what’s been documented and what’s been missed to identify gaps.
Clear, complete documentation prevents scope drift and supports accurate settlements.
Structured communication keeps the claim moving and prevents shifting explanations.
Not always. Many people start by reviewing the initial estimate to see whether it reflects the full scope of damage. If the estimate does not match what you see, omits required work, or leads to shifting explanations, a second opinion can clarify whether the claim needs correction.
Not always. Many people start by reviewing the initial estimate to see whether it reflects the full scope of damage. If the estimate does not match what you see, omits required work, or leads to shifting explanations, a second opinion can clarify whether the claim needs correction.
We work on contingency. Our fee comes from the settlement we secure from the insurance carrier, not from your pocket. If the settlement does not improve, you do not owe a fee.
Any time the claim feels unclear, under-scoped, or stalled. Early involvement can prevent mistakes, but claims can also be reviewed after an estimate or settlement offer has been issued, as long as it has not been accepted.
We review the documents you provide and follow up with clear next steps. If more information is needed, we will tell you exactly what it is and why. If we are not the right fit, we will say so.
